UMR Mental Health Insurance Coverage
At Meadowglade, we work with UMR insurance to help individuals in Los Angeles receive the mental health support they need with ease.
Does UMR Cover Mental Health Treatment in Los Angeles?
Yes, UMR insurance typically covers mental health rehab services at The Meadowglade.
Under federal parity laws, including the Mental Health Parity and Addiction Equity Act, UMR is required to provide mental health benefits that are comparable to their medical and surgical benefits.
This means that mental health treatment, including residential treatment, Partial Hospitalization Programs (PHP), Intensive Outpatient Programs (IOP), and outpatient programs, are generally covered benefits under most UMR plans.
Coverage specifics can vary depending on your individual plan, so it’s important to verify your benefits before beginning treatment. UMR recognizes that mental health conditions require comprehensive care, and they work to ensure their members have access to medically necessary treatment options.
Verify Your UMR Insurance Coverage
What Types of Mental Health Treatments Are Covered By UMR Insurance?
At the Meadowglade, UMR insurance covers continuum-of-care, offering different levels to meet our clients needs:
Residential Treatment: Residential mental health treatment provides 24-hour care in a structured, supportive environment. UMR typically covers residential care when it’s determined to be medically necessary, often for individuals with severe mental health conditions who require intensive monitoring and therapeutic intervention.
Partial Hospitalization Program (PHP): PHP offers intensive daily treatment while allowing patients to return home each evening. This level of care typically includes individual therapy, group sessions, psychiatric services, and family involvement. UMR generally covers PHP as a step-down from residential care or as an intensive alternative to inpatient hospitalization.
Intensive Outpatient Program (IOP): IOP provides structured treatment several times per week while maintaining flexibility for work, school, or family responsibilities. These programs typically include group therapy, individual counseling, and skill-building sessions. UMR coverage for IOP is common as it’s considered an effective, cost-efficient treatment option.
Outpatient Mental Health Treatment: Traditional outpatient therapy, including individual counseling sessions, psychiatric appointments, and group therapy, is typically well-covered by UMR insurance.
How Long Does UMR Cover Mental Health Treatment in Los Angeles?
The duration of coverage for mental health treatment under UMR varies based on medical necessity and your specific plan benefits. UMR does not typically impose arbitrary limits on mental health treatment duration, as this would violate federal parity requirements.
Coverage decisions are based on:
- Clinical assessments and treatment recommendations
- Progress in treatment and ongoing medical necessity
- Your individual plan’s benefit structure
- Utilization review processes
Your treatment team will work with UMR to ensure you receive appropriate care for as long as it’s clinically indicated.
Tour Our Mental Health Treatment in Los Angeles
Mental Health Therapies Covered By UMR
UMR insurance typically covers a wide range of evidence-based mental health therapies that are covered under all of our treatment programs.
The availability of specific therapeutic modalities may depend on your treatment setting and provider network. Here are some key therapies that are commonly covered:
Cognitive Behavioral Therapy (CBT): CBT is a structured, goal-oriented therapy that helps individuals identify and change negative thought patterns and behaviors. This evidence-based approach is widely covered by UMR and is effective for treating anxiety, depression, trauma, and many other mental health conditions.
Dialectical Behavior Therapy (DBT): DBT combines CBT techniques with mindfulness and distress tolerance skills. Originally developed for borderline personality disorder, DBT is now used to treat various conditions involving emotional dysregulation. UMR typically covers DBT when provided by qualified therapists.
Eye Movement Desensitization and Reprocessing (EMDR) Therapy: EMDR is a specialized therapy primarily used to treat trauma and PTSD. This approach uses bilateral stimulation to help process traumatic memories.
Equine Therapy: Equine-assisted therapy involves interactions with horses to promote emotional growth and healing.
Family Therapy: Family therapy addresses relationship dynamics and communication patterns that impact mental health. UMR typically covers family therapy sessions when they’re clinically appropriate and part of an individual’s treatment plan.
Holistic Therapy: Holistic approaches may include mindfulness practices, yoga therapy, art therapy, or music therapy.
Stress Reduction Therapy: Stress management techniques and relaxation therapies are often covered as part of broader mental health treatment. These approaches help individuals develop coping skills and manage symptoms of anxiety, depression, and other conditions.
Psychiatry: Psychiatric services, including medication management and diagnostic evaluations, are typically well-covered by UMR. This includes both initial assessments and ongoing medication monitoring appointments.
Mental Health Disorders Covered by UMR in California
UMR insurance covers treatment for a comprehensive range of mental health disorders, including but not limited to:
- Depression Treatment
- Anxiety Treatment
- Bipolar Disorder Treatment
- Post-Traumatic Stress Disorder Treatment (PTSD)
- Obsessive-Compulsive Disorder (OCD) Treatment
- Eating Disorder Treatment
- Schizophrenia Treatment
- Personality Disorder Treatment
Coverage is based on medical necessity rather than specific diagnostic categories, meaning that if your condition requires professional mental health treatment, it’s likely covered under your UMR plan.
The key is that treatment must be deemed medically necessary by qualified healthcare providers.
Verify Your UMR Coverage Today
Our experienced team will work directly with UMR to verify your coverage, explain your benefits, and help you understand any out-of-pocket costs before you begin treatment.
We accept most UMR plans and can help you determine the most appropriate level of care based on your needs and insurance coverage.
Mental Health Programs
Yj Kim, MD
Psychiatrist
Haroon Burhanullah, MD
Psychiatrist
Narine Babikian, MHA
Executive Director
